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Long Term Care, Medicare, Retirement Planning , , , , , , , , , , , , , 0 Comments

Attained Age vs. Issue Age vs. Community Rated I get this question from time to time. Apparently, several websites, YouTube videos, and forums have some information about this topic that is loosely worded. It seems to lead folks to the conclusion that an Issue Age rated policy is the best. Let’s break them down: Attained-Age

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Medicare, Retirement Planning , , , , , , , , , , 0 Comments

CMS Reveals New Medicare Card Design Date 2017-09-14 Title CMS Reveals New Medicare Card Design Contact press@cms.hhs.gov CMS Reveals New Medicare Card Design Removing Social Security numbers strengthens fraud protections for about 58 million Americans En español Today, the Centers for Medicare & Medicaid Services (CMS) gave the public its first look at the newly

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Long Term Care, Medicare, Retirement Planning , , , , , , 0 Comments

In the 21st century, longevity is something you must consider. We are living longer than even before. Diseases and accidents that surely would have killed us 20 years ago, are now, easily survivable.   Women survive their husbands by an average of seven years, with a life expectancy of 86 and according to the IRS, men

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Medicare, Retirement Planning, Uncategorized , , , , , , , , , , 2 Comments

A lot of people new to Medicare will come to see me already having done some homework. They have a pretty good idea of how Medicare works and understand the difference in Original Medicare and Medicare Advantage. They might have even decided on which Medicare supplement they want. That supplement is almost always the Plan F.

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Retirement Planning , , , , , , , 0 Comments

We are very excited to announce that our owner, Ron Ray has been published on one of the nation’s  leading financial websites.  His article, Four Pillars to a Successful Retirement, can be read below or accessed on the CNN Money website by clicking the link.  Give us a call to Stress Test your retirement plan.  

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Medicare , , , , , , , 0 Comments

 With approximately 10,000 people turning 65 every day in the United States, there is a lot of interest in Medicare. One of the first questions people ask themselves is “Do I need an insurance agent for Medicare?” Medicare does take time to learn, especially for those that do not work with insurance every day. It

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