Attained Age vs. Issue Age vs. Community Rated I get this question from time to time. Apparently, several websites, YouTube videos, and forums have some information about this topic that is loosely worded. It seems to lead folks to the conclusion that an Issue Age rated policy is the best. Let’s break them down: Attained-Age
Here is another video update on the Texas Teachers’ Retirement Health Care plan.
In the 21st century, longevity is something you must consider. We are living longer than even before. Diseases and accidents that surely would have killed us 20 years ago, are now, easily survivable. Women survive their husbands by an average of seven years, with a life expectancy of 86 and according to the IRS, men
A lot of people new to Medicare will come to see me already having done some homework. They have a pretty good idea of how Medicare works and understand the difference in Original Medicare and Medicare Advantage. They might have even decided on which Medicare supplement they want. That supplement is almost always the Plan F.
It is December 2nd and by now you are all very aware of the Medicare Annual Enrollment Period (AEP). This is the time of year from October 15th to December 7th when you can make changes to Medicare Advantage plans and Medicare Prescription Drug plans. You may recall from my past articles that there are
We are very excited to announce that our owner, Ron Ray has been published on one of the nation’s leading financial websites. His article, Four Pillars to a Successful Retirement, can be read below or accessed on the CNN Money website by clicking the link. Give us a call to Stress Test your retirement plan.
With approximately 10,000 people turning 65 every day in the United States, there is a lot of interest in Medicare. One of the first questions people ask themselves is “Do I need an insurance agent for Medicare?” Medicare does take time to learn, especially for those that do not work with insurance every day. It
In the first four parts of our series, we learned about Original Medicare, Medicare Supplements, and the Medicare Prescription Drug Program. In the fourth and final chapter, we will attempt to demystify Medicare Part C, also known as Medicare Advantage. Medicare Advantage, or Medicare Part C plans replace your original Medicare A and B
In the first two parts of our series of articles on Medicare, we learned how original Medicare along with a Medigap plan (AKA Medicare Supplement) can help to reduce or even eliminate your out-of-pocket risk. In part three, we will discuss the Medicare Prescription Drug Program known as Part D. Medicare Part D – the