Medicare and
Retirement Planning:

Insightful. Practical. Professional

Turning 65 Solutions Tax and Insurance is a Texas State licensed insurance broker. We specialize in solving the problems of today’s Baby Boomer generation. Through the avenues of Health, Life, and Long Term Care insurance, as well as retirement income planning, we have been able to help our clients enjoy their retirement years free from the worries that many seniors face.

We Are a Team of Insurance Experts

We provide our clients with a personalized comprehensive asset protection service. Turning 65 Solutions has assembled a team of experts in the fields of insurance; tax planning and preparation; and estate planning and elder law issues.

We let our knowledge and expertise speak for itself.

We Work for YOU

We have dedicated our service to the families we help by acting as an advocate. Our team provides unbiased, educational consultations that allow you to make the best, informed decision possible. We represent all of the best “A” rated insurance companies, allowing us to work for YOU and to make recommendations that are in YOUR best interest.

Medicare

Medicare is a national health insurance program in the United States which has started in 1965 under the Social Security Administration. It is managed and funded by government and its primary function is to provide healthcare for people who are 65 or older. Still, it is also for younger people with disability status, including people diagnosed with End-Stage Renal Disease and Amyotrophic Lateral Sclerosis (ALS).

Medicare Supplements

Medicare by itself doesn’t cover all of the healthcare expenses you may encounter later in life. Since unexpected medical costs can cause stress, many seniors want to be prepared for what may come. You can plan ahead for these unforeseen costs with Medicare Supplement Insurance.

Health Insurance
for Seniors

Medicare alone doesn’t cover things like routine exams, eyeglasses, and hearing aids. But you can get add-on coverage that compliments your Medicare plan. Ask us about dental, vision, and hearing insurance plans, and we’ll help you understand your options and what is covered.

Life
Insurance

Most adults can benefit from having life insurance. From final expense plans to high-risk policies, we have the expertise to help you find the right life insurance. Discover how these policies can secure the life you’ve made and the people you love.

Retirement Income Planning

Retiring can present financial challenges. You need a retirement income plan that’s stable and long-lasting. Learn how annuities can protect your savings and provide guaranteed monthly income and peace of mind.

Free Resources
and Educational Videos

Turning 65 Solutions can help you plan for the future. Check out these free resources, including our free Medicare Made Easy handbook, and videos. Plus, stay informed with news articles, helpful tips, and more on our financial planning blog.

We are here

1619 E Common St Suite 701
New Braunfels, TX 78130
Phone: 830-217-6711
Email: ron@t65s.com

Our Clients Love Us

Ron Ray has helped us with our medicare supplement and Prescription D plan ever since we turned 65. He does an annual review to be sure we are in best company for our situation. We highly recommend him and his expertise.

Ron has set up both myself and my wife. Each year he reviews our supplemental part B and drug programs for the best possible rates and service. He is professional, honors his appointment times and a nice guy to visit with. During my wife's first year dealing with Obama care he went the extra mile. Since then we are both in Medicare and couldn't be happier with his help. We have the doctors and pharmacies we like. Can't go wrong with Ron. Respectfully submitted - Thor (Skip) Skonnord

I just met with Ron a couple of weeks ago and he and his staff were very helpful getting me registered for Medicare and my supplemental insurances. He was very knowledgeable.

Mr. Ray really listened to our concerns and answered our questions to our satisfaction. I would recommend his services.

Mr. Ray has made retiring easier and clearer. Really appreciate his knowledge and quick responses to my concerns.

Rob was very professional and informative. He even came to my home to explain all the Medicare options facing me. I would highly recommend Turning 65 Solutions!

Ron was current with TRS insurance changes and was knowledgeable as to my needs with changing from Medicare Advantabe to Original Supplement and Prescription meds.Thanks.

I have been working with Ron Ray for years. His recommendations have worked out wonderfully for my husband and me. I love the annual review, we have saved money every time! I have sent many friends and family to him as they approach their magic Medicare date, some are even out of state, and he has taken care of all with professionalism. He speaks in plain English so YOU don't have to be an expert before hand. Highly recommend!!!

Great knowledge of issues, professional service.

Ron is very knowledgeable and helpful to seniors who are eligible for Medicare, plus he takes time to explain the best options and all available products. I highly recommend Turning 65 to all my friends and associates.

Great insight and understanding of issues that are important to seniors. very friendly and helpful!

Ron is very professional and has his clients best interest at heart

Ron has been there to help us with our supplemental insurance after turning 65 and going on Medicare. He has helped us with all of our needs and is always a pleasure to work with!

I would recommend Ron to anybody. He navigated us thru confusing choices and we are very happy with the results.

Ron has really helped us with all the Medicare and supplemental issues that we were not prepared for. He was a big help!

Professional services, goes the extra mile to save you money and make the best choices available for your needs. Highly recommend !!

Extreme clarity when discussing the differeny avenue choices available to consider. This clarity affords the client to tailor select what is best for both lifestyle and budget. Continuous professional demeanor exhibited while being helpful , was appreciated.

I highly recommend. Ron took care of all our social security and medicare issues.

I went to one of the luncheons to get information invaluable!!! I followed up with my husband and I having a one on one with Ron! He is knowledgeable and fixed me up with what I needed! He seems totally invested in 65 and older.

Contact Turning 65 Solutions Today

Whether you need help choosing a Medigap plan or you’re interested in life insurance, we have a solution for you. We’ll explain all available products and identify the best options so you can make an informed decision. For more information, call Turning 65 Solutions at 830-217-6711.

Working hours

Monday - Friday: 8am - 5pm

830-217-6711

Medicare and Retirement Planning: