Medicare Advantage Benefits
Medicare requires MA Special Needs Plans to provide the same benefits as Parts A and B. These benefits are:
- Surgery
- Lab tests
- Hospice care
- Outpatient care
- Home health care
- Medical equipment
- Inpatient hospital care
- Skilled nursing facility care
- And some preventative services
But Advantage plans can offer additional benefits, such as:
- Nutrition programs
- Fitness memberships
- Over-the-counter drugs
- Adult day-care services
- Dental, Hearing, and Vision
- Transportation to doctor visits
- And more
Some special needs plans also include care-coordination services unique to your chronic condition. Wellness plans, for example, help you stick to your special diet or other activities that are designed to improve or manage your condition. Also, you may have access to doctors or hospitals that specialize in treating your chronic condition.
Unlike other Medicare Advantage plans, Special Needs plans are obligated to include prescription drug coverage. Remember that the benefits you are eligible for depends on your area and plan providers.