

How Do I Know If Part D is Right For Me?
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’ll be turning 65 soon, you have some important healthcare decisions to make.
Medicare Supplements are used to cover most, if not all, of the remaining medical costs that Original Medicare does not pay. There are 10 different plans to choose from, each one offering a certain list of benefits
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’re turning 65 soon, you’ll have some critical healthcare decisions to make.
Medicare Part D provides prescription drug coverage. Insurance companies offer this benefit either as an independent plan or beneficiaries can select a Medicare Advantage plan that also includes prescription drug coverage.
Original Medicare covers dental, vision, and hearing only when it is linked with inpatient or outpatient medical needs. We’ll explain what Medicare covers and what you’ll have to buy additional coverage for, should you need it. If you need additional coverage, we can help!
Long-term care (LTC) insurance pays for help with simple activities like bathing, eating, and dressing. It covers expenses that Medicare and health insurance don’t pay for.
Despite what your presumptions may be, long-term care needs aren’t restricted to senior citizens. Approximately 37% of long-term care services are given to people under 65.
Regardless of who you are, life insurance must be a part of your plan. Insurance coverage keeps your loved ones from incurring your debts, should something happen to you. Plus, it can help protect your business, provide for your kids, supplement your retirement, and give you peace of mind.
Annuities are investment products issued by insurance companies. They pay a guaranteed income for a period of years or for life. To purchase an annuity policy, you can make a single payment or a series of payments.
We are always here for our clients, and we’re ready to answer any questions you may have.
For more information or to schedule an appointment, contact us today!
Phone: 830-217-6711
Email: ron@t65s.com
Address:
1619 E Common St Suite 701
New Braunfels, TX 78130
Hours:
Monday 9 AM to 4 PM
Tuesday 9 AM to 4 PM
Wednesday 9 AM to 4 PM
Thursday 9 AM to 4 PM
Friday 9 AM to 11 AM
When you need financial advice, you can rely on the experts at Turning 65 Solutions. Our financial planning blog covers an array of topics, from retirement planning tips to the latest Medicare news. Read, learn, and stay informed as you plan for the future and live your best life.
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Medigap Plan D is an insurance policy meant to fill the gaps in coverage by Original Medicare.
First, remember that Medigap Plan D and Medicare Part D are not the same thing. Medicare Supplement Plan D does not cover prescription drugs. In fact, no Medigap plan covers prescription drugs.
But Medigap Plan D provides coverage for the following:
Medigap Plan D does not cover Medicare Part B’s excess charges or deductible. Medicare accepts up to 15% excess charges. Some states disallow for this, so ask Ron Ray if this coverage is necessary, and he will gladly sift through it. If your state (like Texas) allows for excess charges, there are Medigap plans that do cover them.
In comparison to the other 9 Medicare Supplement plans, Plan D falls somewhere in the middle between the cost of premium and the coverage provided. While Medigap Plan D has more coverage than Plans A and B, other plans like F and G have better benefits, although they come at a higher cost.
Do you want the premium savings but extra out-of-pocket expenses? Or the other way around? The choice is yours to make. If you need guidance, a licensed Medicare agent can help you make an informed decision. Turning 65 Solutions will address your situation and offer advice so you know what to do next.
Trying to choose between 10 Medigap plans can be confusing and overwhelming. Many people who are nearing 65 have had the same challenges. We’re here to help you obtain the proper coverage you need.
Call 830-217-6711 for a Medicare Supplement quote.
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