Medicare Advantage for Veterans

Medicare Advantage for veterans may not seem essential for retirees who use VA or TRICARE health coverage. However, it could be more beneficial than you realize. While some healthcare coverage can have limitations, you can combine Medicare Advantage with VA and TRICARE health coverage.

Medicare Advantage For Veterans

Medicare Advantage Plans, also known as Medicare Part C, mix the benefits of Medicare Parts A and B,  as well as the prescription drug coverage of Part D in most cases, into one plan offered by private health insurers rather than the federal government.

As an alternative to receiving Medicare benefits, all Medicare Advantage plans must provide the same coverage as Original Medicare. Most insurance companies cover additional dental, hearing, and vision care benefits.

Enrolling in Medicare Part C can help reduce your out-of-pocket medical costs by covering benefits not covered by your VA benefits. You must be enrolled in Medicare Parts A and B to enroll in a Medicare Advantage plan.

You are still responsible for your monthly Part B premium, but you may be able to get a premium-free Medicare Advantage plan that includes drug coverage. Medicare Advantage Plans provide network coverage to keep your costs as low as possible.

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Combination Of VA Benefits And Medicare Advantage

There are several MA Plans which are designed for Veterans. With a Medicare Advantage plan, you can use healthcare providers and hospitals outside the VA system, which can be closer to your living area, especially in case of an emergency.

And if you choose a plan that includes coverage for Rx drugs, you can pick up your prescriptions from your local in-network pharmacy.

Therefore, as a veteran you can get the best coverage from both worlds: your Medicare Advantage plan and Parts A and B as well.

The VA pushes you to have Original Medicare so that you can receive a Medicare Advantage (MA) plan. MA plans include the same basic coverages but have extra benefits not found in Original Medicare. This combination of Medicare Advantage and VA can help you in many ways:

  • Sometimes VA facilities have long wait times.
  • MA plans cover all your needs in one handy plan.
  • It also covers you when you are traveling outside of the U.S.
  • Eligibility for VA health coverage is subject to change. It is not guaranteed.
  • MA plans put an out-of-pocket maximum on your healthcare, which Original Medicare does not do.

Medicare Advantage Benefits For Veterans

Medicare Advantage plans for Veterans often cost zero dollars, and among that provide beneficiaries with additional benefits that aren’t covered under traditional Medicare- Parts A and B. Those benefits can include the following:

  • Lower Part B premium 
  • Gym memberships
  • Nutrition programs 
  • Drug prescriptions
  • Dental, vision, and hearing

You can combine your VA benefits in the best possible way.

If you want to enroll in Medicare Advantage plan to get more coverage alongside your veteran benefits Turning 65 Solutions can help you. Ron Ray is a licensed Medicare broker with experience in the Medicare world.

If you have any doubts or concerns about how Medicare Advantage works with Va Benefits, don’t hesitate, to call us today and we will be happy to find you a plan that best suits your budget and needs!