Medicare Advantage For Veterans
With Medicare Advantage plans you get the best of the two options because this plan mix the benefits of Original Medicare (Parts A and B) including the Part D prescription drug coverage all in. one plan. Those plans are offered by private insurance companies instead of federal government.
However, all Medicare Advantage plans must provide a minimum of basic benefits that are normally covered under Original Medicare. Also, most private insurance companies provide additional services like dental, hearing, and vision care benefits.
Enrolling in Medicare Advantage can cost you less because it can reduce your out-of-pocket medical costs by covering benefits not covered by your VA benefits. However, you must have Original Medicare to be eligible for Medicare Advantage and still be responsible for paying Part B monthly premium. However, most Part C plans offer zero dollars premiums for their plans and also include drug coverage all in one plan.
Medicare Advantage Plans for veterans have a large network of providers which keeps your costs lower, so with a private plan like Medicare Advantage, you get the best of both worlds.