

How Do I Know If Part D is Right For Me?
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’ll be turning 65 soon, you have some important healthcare decisions to make.
Medicare Supplements are used to cover most, if not all, of the remaining medical costs that Original Medicare does not pay. There are 10 different plans to choose from, each one offering a certain list of benefits
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’re turning 65 soon, you’ll have some critical healthcare decisions to make.
Medicare Part D provides prescription drug coverage. Insurance companies offer this benefit either as an independent plan or beneficiaries can select a Medicare Advantage plan that also includes prescription drug coverage.
Original Medicare covers dental, vision, and hearing only when it is linked with inpatient or outpatient medical needs. We’ll explain what Medicare covers and what you’ll have to buy additional coverage for, should you need it. If you need additional coverage, we can help!
Long-term care (LTC) insurance pays for help with simple activities like bathing, eating, and dressing. It covers expenses that Medicare and health insurance don’t pay for.
Despite what your presumptions may be, long-term care needs aren’t restricted to senior citizens. Approximately 37% of long-term care services are given to people under 65.
Regardless of who you are, life insurance must be a part of your plan. Insurance coverage keeps your loved ones from incurring your debts, should something happen to you. Plus, it can help protect your business, provide for your kids, supplement your retirement, and give you peace of mind.
Annuities are investment products issued by insurance companies. They pay a guaranteed income for a period of years or for life. To purchase an annuity policy, you can make a single payment or a series of payments.
We are always here for our clients, and we’re ready to answer any questions you may have.
For more information or to schedule an appointment, contact us today!
Phone: 830-217-6711
Email: ron@t65s.com
Address:
1619 E Common St Suite 701
New Braunfels, TX 78130
Hours:
Monday 9 AM to 4 PM
Tuesday 9 AM to 4 PM
Wednesday 9 AM to 4 PM
Thursday 9 AM to 4 PM
Friday 9 AM to 11 AM
When you need financial advice, you can rely on the experts at Turning 65 Solutions. Our financial planning blog covers an array of topics, from retirement planning tips to the latest Medicare news. Read, learn, and stay informed as you plan for the future and live your best life.
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Medigap Plan C covers almost all of Original Medicare’s copayment requirements, except for Medicare Part B’s excess charges (if that is not prohibited in your state).
Medicare Supplement Plan C covers all of the costs associated with:
Excess charges are additional fees that some states permit your doctor to charge above what is covered by Medicare. Excess charges are restricted to 15% beyond Medicare limits. However, most doctors don’t impose excess charges. If you think your situation calls for that coverage, there are other Medicare Supplement plans that do provide this kind of coverage. Ron Ray, a licensed Medicare agent, can help you find the right coverage for your healthcare needs.
It’s easy to purchase a Medicare Supplement policy. Before you apply, you just have to enroll in Original Medicare. Once your Medicare Plan B plan is operating, you have six months to purchase a Medigap policy. This period is called open enrollment, and during it, insurers can’t increase your premiums because of your health. For this reason, it’s best to enroll in a Medigap policy when you are first eligible.
However, you are able to enroll at any time. If you have any questions about Medigap policies or any other Medicare plan, you can call Turning 65 Solutions at 830-217-6711.
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