You may be worried about the fact that Part B excess charges are not covered, but in fact, those are extremely rare. Excess charges are additional fees that some states permit your doctor to charge above what is covered by Medicare. Excess charges are restricted to 15% beyond Medicare limits. However, most doctors don’t impose excess charges. If you think your situation calls for that coverage, there are other Medicare Supplement plans that do provide this kind of coverage. Ron Ray, a licensed Medicare agent, can help you find the right coverage for your healthcare needs. Also, you can easily avoid these charges by checking which doctors in your area accept Medicare Assignment, and most of them do.
Medicare Plan C Cost
With plan C almost all costs that are left by Original Medicare are covered, which gives policyholders peace of mind. However, the only thing that is not covered is Part B Excess charges, but beneficiaries can easily avoid those charges if they look for doctors and hospitals in their area which accepts Medicare Assignment as payment in full. Also, beneficiaries are responsible for paying a monthly premium which can be from 140$ to 420$ per month.
This plan is good for those who want to have peace of mind that they will be covered for most costs for hospital and medical services, and travel abroad very frequently.