Medicare Supplement (Medigap) Plan C

Medigap Plan C covers almost all of Original Medicare’s copayment requirements, except for Medicare Part B’s excess charges (if that is not prohibited in your state). 

What Does Medicare Supplement Plan C Cover?

Medicare Supplement Plan C covers all of the costs associated with:

  • Medicare Part A deductible
  • Medicare Part B deductible
  • Foreign travel emergency
  • Skilled nursing facility coinsurance
  • Part A hospice care copayment
  • Medicare Part B copayment
  • The first three pints of blood used in a medical procedure
  • Medicare Part A copayments for inpatient hospital care for up to an additional 365 days after Medicare benefits are used up

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What Are Medicare Excess Charges?

Excess charges are additional fees that some states permit your doctor to charge above what is covered by Medicare. Excess charges are restricted to 15% beyond Medicare limits. However, most doctors don’t impose excess charges. If you think your situation calls for that coverage, there are other Medicare Supplement plans that do provide this kind of coverage. Ron Ray, a licensed Medicare agent, can help you find the right coverage for your healthcare needs.

Enrolling in Medigap Plan C

It’s easy to purchase a Medicare Supplement policy. Before you apply, you just have to enroll in Original Medicare. Once your Medicare Plan B plan is operating, you have six months to purchase a Medigap policy. This period is called open enrollment, and during it, insurers can’t increase your premiums because of your health. For this reason, it’s best to enroll in a Medigap policy when you are first eligible.   

However, you are able to enroll at any time. If you have any questions about Medigap policies or any other Medicare plan, you can call Turning 65 Solutions at 830-217-6711.