Medicare Supplement (Medigap) Plan B

In terms of benefits, Medigap Plan B is similar to Plan A — except it also includes coverage of (Original) Medicare Part A hospital deductible. Part A’s hospital deductible is not an annual deductible. So, you would have to pay it many times during the year unless you have a Medigap plan.

What Does Medigap Plan B Cover?

Plan B covers all of the costs associated with:

  • Part A hospital deductible
  • Part A hospice care copayment
  • The first three pints of blood used in a medical procedure
  • Medicare Part B copayment
  • Medicare Part A copayments for inpatient hospital care for up to an additional 365 days after Medicare benefits are used up

If you end up having multiple hospital stays in a year, Medigap Plan B coverage could save you thousands of extra dollars. To see how much you could save with a Medigap policy, speak to licensed Medicare agent Ron Ray.

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Enrolling in Medicare Supplement Plan B

As soon as your Original Medicare Part B plan is functional, you may enroll in any Medigap Plan. Once this requirement is met, you have a six month window to sign up for a Medicare Supplement Insurance plan. 

But, you can enroll anytime. Beyond open enrollment, you just need to answer some basic health questions.

How Much Does Plan B Cost?

Each insurance company looks at the data in their area to set their own premium. Therefore, your gender, age, zip code, tobacco usage, and other aspects could influence the premium of your plan.  

Each carrier is required to offer standardized coverage with each Medigap plan. Turning 65 Solutions can help you choose a carrier with low rates and a healthy rating.

Give our office a call at 800-515-4031!