

Avoid Getting Scammed This Tax Season
Tax season is once again in full swing. While many concerned taxpayers file tax returns to meet
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’ll be turning 65 soon, you have some important healthcare decisions to make.
Medicare Supplements are used to cover most, if not all, of the remaining medical costs that Original Medicare does not pay. There are 10 different plans to choose from, each one offering a certain list of benefits
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’re turning 65 soon, you’ll have some critical healthcare decisions to make.
Medicare Part D provides prescription drug coverage. Insurance companies offer this benefit either as an independent plan or beneficiaries can select a Medicare Advantage plan that also includes prescription drug coverage.
Original Medicare covers dental, vision, and hearing only when it is linked with inpatient or outpatient medical needs. We’ll explain what Medicare covers and what you’ll have to buy additional coverage for, should you need it. If you need additional coverage, we can help!
Long-term care (LTC) insurance pays for help with simple activities like bathing, eating, and dressing. It covers expenses that Medicare and health insurance don’t pay for.
Despite what your presumptions may be, long-term care needs aren’t restricted to senior citizens. Approximately 37% of long-term care services are given to people under 65.
Regardless of who you are, life insurance must be a part of your plan. Insurance coverage keeps your loved ones from incurring your debts, should something happen to you. Plus, it can help protect your business, provide for your kids, supplement your retirement, and give you peace of mind.
Annuities are investment products issued by insurance companies. They pay a guaranteed income for a period of years or for life. To purchase an annuity policy, you can make a single payment or a series of payments.
We are always here for our clients, and we’re ready to answer any questions you may have.
For more information or to schedule an appointment, contact us today!
Phone: 830-217-6711
Email: Ron@t65solutions.com
Address:
1619 E Common St Suite 701
New Braunfels, TX 78130
Hours:
Monday 9 AM to 4 PM
Tuesday 9 AM to 4 PM
Wednesday 9 AM to 4 PM
Thursday 9 AM to 4 PM
Friday 9 AM to 11 AM
When you need financial advice, you can rely on the experts at Turning 65 Solutions. Our financial planning blog covers an array of topics, from retirement planning tips to the latest Medicare news. Read, learn, and stay informed as you plan for the future and live your best life.
Tax season is once again in full swing. While many concerned taxpayers file tax returns to meet
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’ll be turning 65 soon, you have some important healthcare decisions to make.
You’ve probably gotten mail from many insurance companies all raving about their outstanding Medicare plans. Your phone might be blowing up. You also might be consumed by radio and TV ads. Unless someone takes the time to explain Medicare to you, it could cause uncertainty and frustration. At Turning 65 Solutions, we know how complex all of this can be, and we’re here to make life easier for you and your loved ones.
As you make the transition to Medicare, there are some key things to know and some key steps to take.
First, you should know that waiting to sign up for Medicare can cause you problems. For example, you may have to pay a fine and you could experience a gap in coverage. Only during select times can you enroll in Medicare. Some individuals receive Medicare benefits automatically, while other people have to apply.
The first period you can enroll is called your initial enrollment period, which is seven months long. This term usually starts three months before the month you turn 65 and concludes three months after the month you turn 65. If you’re already getting Social Security benefits, you’ll be automatically enrolled into Medicare. Otherwise, you have to enroll yourself.
The only parts of Medicare you’ll be automatically enrolled into (if that’s your scenario) is Part A and Part B, or “Original Medicare.”
If you need long-term care such as dental, vision, or hearing, you’ll have to enroll yourself into the proper forms of Medicare. You can take these steps:
It’s best to have an experienced Medicare agent who will guide you and help answer your questions. Ron Ray will create a list of what you need and identify the best combination of price and coverage for you.
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