

How Do I Know If Part D is Right For Me?
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’ll be turning 65 soon, you have some important healthcare decisions to make.
Medicare Supplements are used to cover most, if not all, of the remaining medical costs that Original Medicare does not pay. There are 10 different plans to choose from, each one offering a certain list of benefits
Medicare is a national health insurance program for folks who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’re turning 65 soon, you’ll have some critical healthcare decisions to make.
Medicare Part D provides prescription drug coverage. Insurance companies offer this benefit either as an independent plan or beneficiaries can select a Medicare Advantage plan that also includes prescription drug coverage.
Original Medicare covers dental, vision, and hearing only when it is linked with inpatient or outpatient medical needs. We’ll explain what Medicare covers and what you’ll have to buy additional coverage for, should you need it. If you need additional coverage, we can help!
Long-term care (LTC) insurance pays for help with simple activities like bathing, eating, and dressing. It covers expenses that Medicare and health insurance don’t pay for.
Despite what your presumptions may be, long-term care needs aren’t restricted to senior citizens. Approximately 37% of long-term care services are given to people under 65.
Regardless of who you are, life insurance must be a part of your plan. Insurance coverage keeps your loved ones from incurring your debts, should something happen to you. Plus, it can help protect your business, provide for your kids, supplement your retirement, and give you peace of mind.
Annuities are investment products issued by insurance companies. They pay a guaranteed income for a period of years or for life. To purchase an annuity policy, you can make a single payment or a series of payments.
We are always here for our clients, and we’re ready to answer any questions you may have.
For more information or to schedule an appointment, contact us today!
Phone: 830-217-6711
Email: ron@t65s.com
Address:
1619 E Common St Suite 701
New Braunfels, TX 78130
Hours:
Monday 9 AM to 4 PM
Tuesday 9 AM to 4 PM
Wednesday 9 AM to 4 PM
Thursday 9 AM to 4 PM
Friday 9 AM to 11 AM
When you need financial advice, you can rely on the experts at Turning 65 Solutions. Our financial planning blog covers an array of topics, from retirement planning tips to the latest Medicare news. Read, learn, and stay informed as you plan for the future and live your best life.
Medicare is divided up into four different parts. This allows beneficiaries to select the parts that align
Annuities are investment products issued by insurance companies. They pay a guaranteed income for a period of years or for life. To purchase an annuity policy, you can make a single payment or a series of payments.
Currently, millions of people use annuities to help their retirement savings increase and generate protected income that can help cover essential costs and foster a more enjoyable retirement.
Our clients purchase annuities because they want a guaranteed source of income in the future that isn’t prone to market fluctuations. Annuities have a key advantage over other investments. Unlike stocks, bonds, and mutual funds, annuities provide predictability and guaranteed income. With a basic annuity, the only way your payments would ever stop early or go down is if the issuer were to become completely indebted.
A fixed annuity is an insurance product that’s intended for the long term. Your initial investment is protected, which means you get a guaranteed payout. People who want a risk-free guaranteed rate of return and wish to defer paying taxes on their earnings may select fixed annuities.
A variable annuity enables you to choose from a collection of investments, and then pays you income in retirement based on how well these investments perform. Variable annuities may offer optional living benefits that, for an extra fee, provide guaranteed retirement income.
Retirees and people planning for retirement typically purchase annuities. Sometimes a person buys an annuity if they receive a large legal settlement or happen to win the lottery, for example. Also, people buy annuities when they make their wills.
It would probably not be wise to leave children a large amount of money with no limits. Therefore, an annuity would be a great way to provide them safe and guaranteed income for several years.
If you pass away or are diagnosed with a terminal illness, your spouse can continue receiving payments. Many annuities feature optional riders that supply a death benefit, which allows a spouse to keep getting payments. When buying an annuity, this is something to consider and discuss with an insurance agent like Ron Ray at Turning 65 Solutions.
Don’t run the risk of outliving your income in retirement. Protect yourself and your future by purchasing an annuity through Turning 65 Solutions.
Call 830-217-6711 today.
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