When you’re new to Medicare, it can be hard to understand when you should start enrolling in a plan. At Turning 65 Solutions, we completely understand this. That’s why we’re here to help you learn all your options and make the best enrollment decisions!
Enrolling in Medicare
Many people are automatically enrolled in Medicare. If you are automatically enrolled, you’ll get a Welcome to Medicare packet in the mail with all the information you need to understand your specific policy. If you aren’t automatically enrolled, there are a few different enrollment options available.
First on the list, though, is applying for Medicare.
Applying for Medicare and determining your eligibility can be done in person, over the phone, or online through the Social Security Administration (SSA). Which option you choose is entirely up to you, and you should pick the option that makes you feel the most comfortable. If you aren’t able to go to a local Social Security office, doing this process online or over the phone may be the best option for you.
For some, applying online is typically the easiest and most convenient option. This is because you don’t have to wait for an appointment and can begin your application as soon as you’d like. You also have the option of completing your online application at a later date. You can always start it and come back later if necessary, all while being in the comfort of your own home and using your own computer.
There are also several enrollment periods you should know so you can enroll on time! One of the first enrollment periods that anyone new to Medicare should know is the Initial Enrollment Period. This period will begin three months before your 65th birthday and end three months after your 65th birthday, giving you seven months to enroll in Medicare. At Turning 65 Solutions, we recommend that you take full advantage of this enrollment period as soon as you become eligible. This is because delaying your enrollment can result in late enrollment penalties!
However, if you missed your initial enrollment, you can enroll during the General Enrollment Period (January 1 – March 31). Just keep in mind that enrolling during this period could lead to late enrollment penalties, and your coverage from Medicare will not start until July 1.
After you apply and enroll in Medicare, the Centers for Medicare & Medicaid Services (CMS) will send you your Welcome to Medicare packet, which will include your Medicare card, the Medicare & You handbook, and more information regarding the coverage options available with Medicare.
Picking the Right Medicare Policy
One of the first things you should do when picking a Medicare policy is work with an experienced and licensed insurance agent, such as the ones with Turning 65 Solutions. As Medicare experts, we can help you review all your options and make sure you get the coverage you deserve.
Work With a Medicare Expert—Call Us Today!
Picking the right insurance agent to work with is important. That’s why we are committed to helping you find a plan that works.
If you’re looking for an insurance agent that knows all the details of Medicare, reach out to us today. We’re here to answer your questions and ensure you have all the information you need to make the right choice with Medicare!