As we move into 2025, it’s crucial for Medicare beneficiaries in New Braunfels, Texas, to stay informed about changes to Original Medicare (Parts A & B). Whether you’re new to Medicare or already enrolled, understanding these updates can help you make the best healthcare decisions for your needs.
Medicare Part A (Hospital Insurance) Updates for 2025 in New Braunfels
Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare services. Here’s what’s changing in 2025:
- Deductible Increase: The Medicare Part A deductible is increasing to $1676 per benefit period. This is the amount you’ll pay before Medicare covers inpatient hospital costs.
- Hospital Coinsurance Changes: Daily coinsurance costs for extended hospital stays beyond 60 days will see an adjustment, impacting those who require long-term inpatient care. The Part A co-pay will be $419 per day for days 61-90 and $838 per day for days 91-150.
- Skilled Nursing Facility (SNF) Costs: If you require a stay in a skilled nursing facility, the daily coinsurance for days 21-100 rose to $209.50 per day for days 21-100..
Medicare Part B (Medical Insurance) Updates for 2025 in New Braunfels
Medicare Part B covers doctor visits, outpatient care, preventive services, and durable medical equipment. Here’s what’s changing:
- Standard Monthly Premium: The base premium for Medicare Part B is expected to increase to $185 per month.
- Annual Deductible Increase: The deductible for Part B will be $257, meaning you’ll pay more out-of-pocket before Medicare coverage begins.
- Expanded Preventive Services: Medicare will now cover additional preventive care services, including new screenings and vaccinations.
- Telehealth Services: Continued expansion of telehealth benefits, ensuring access to virtual care for those in New Braunfels and surrounding areas.
How These Changes Affect Medicare Beneficiaries in New Braunfels
With the cost increases in both Parts A and B, it’s essential to review your coverage and consider options that can help manage out-of-pocket expenses. Many New Braunfels residents choose to supplement their Medicare coverage with a Medicare Supplement (Medigap) plan or a Medicare Advantage plan.
If you’re unsure how these changes will impact you, the team at Turning 65 Solutions is here to help. Our local Medicare experts can provide a free review of your plan and explore ways to save money while ensuring you have the right coverage.
Get Local Help with Your Medicare Questions
Understanding Medicare updates can be overwhelming, but you don’t have to navigate it alone. Turning 65 Solutions is based right here in New Braunfels, Texas, and we specialize in helping seniors and new retirees make informed Medicare decisions.
📞 Call us today at 830-217-6711 or visit our office for personalized guidance on your Medicare options.
For more information, visit our website: Turning 65 Solutions.
Stay ahead of the changes—make sure your Medicare plan is working for you in 2025!